For sale · MLS® 1305033
166 Road to the Isles - Road
Lewisporte, NL, A0G3A0
List price
$450,000
Seller's direction · offers
No conveyance of offers until
Saturday, November 7 at 5:00 p.m. NST
4
days left
Offers received will remain open for acceptance until 5:00 PM on Saturday, November 7, 2026.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305033
Welcome to this stunning, practically new home at 166 Road to the Isles, built in 2024 and offering the perfect blend of modern design, comfort, and convenience! With excellent curb appeal, modern color schemes, beautiful finishes, and a thoughtfully designed layout, this 3-bedroom, 2-bathroom home is sure to impress. Step inside and discover a spacious, modern kitchen featuring a stylish backsplash, large breakfast bar, dishwasher, and convenient walk-in pantry. Just off the kitchen, you’ll find a dedicated dining area that flows beautifully into an exceptionally spacious living room. With plenty of windows to fill the space with natural light and an electric fireplace adding warmth and ambiance, this is the perfect place to relax or entertain family and friends. The primary bedroom is conveniently located just off the living room and features a private ensuite, walk-in closet, and patio doors leading to the front deck, a wonderful spot to enjoy your morning coffee or unwind. Down the hall are two additional bedrooms, a laundry area, and a beautiful 3-piece main bathroom. In addition, there is a four-foot crawlspace offering excellent storage, beautiful vinyl plank flooring, gorgeous lighting and pot lights throughout. Built on ICF foundation for added efficiency and durability. This home is equipped with a 200-amp panel, electric baseboard heating and heat pump with the attached garage conveniently located beside the back porch. Located just minutes from Lewisporte and all its amenities, this modern home offers the ideal combination of style, practicality, and convenience. If you’re looking for a beautiful, move-in-ready home with modern features and an efficient layout, this one is a must-see! Don’t miss out on this beauty at 166 Road to the Isles, it’s sure to impress! The Seller directs that no offers will be considered prior to 12:00 PM on Saturday, November 7, 2026. Offers received will remain open for acceptance until 5:00 PM on Saturday, November 7, 2026. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Main level | Foyer Ensuite Primary Bedroom Bath (# pieces 1-6) Laundry room Bedroom Bedroom Eat in kitchen Living room | 9x4 · 36 sqft 10x6 · 60 sqft 12x15 · 180 sqft 6x8 · 48 sqft 5x5 · 25 sqft 9x10 · 90 sqft 9x10 · 90 sqft 15x22 · 330 sqft 18x21 · 378 sqft |
The neighbourhood
Lewisporte at a glance
Live market stats for Lewisporte — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
44
Median list price
$169k
Price range
$30k – $1.4M
Typical build
1986
Average size
2,484 sqft
Where Lewisporte listings are priced
Every active list price in Lewisporte, grouped into bands.
List price, thousands of $ · 43 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 25 |
| 200–300 | 9 |
| 300–400 | 2 |
| 400–500 | 4 |
| 500–750 | 1 |
| 750–1M | 1 |
| 1M+ | 1 |
How Lewisporte compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Elevation
6 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 1 · Low risk · Grand Falls - Windsor · updated 3:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$2,385 / year
≈ $199 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet — dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$121/mo
Est. winter heating (heat pump electricity) — about $363 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,396 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $143,778
Closing costs + five years of running costs + 60 mortgage payments on a $450,000 home.
If rates rise 2 points
$25,711 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,898
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$90,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$726
- Property taxfrom the feed$2,385
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $21,055
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,362 | $166,152 | needs mortgage insurance (not modelled) |
| 10% | $2,237 | $158,694 | needs mortgage insurance (not modelled) |
| 20% | $1,989 | $143,778 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$1,989/mo
- Today, posted2026-10-28 · 6.19%$2,361/mo
- 5 years ago2021-11-03 · 4.79%$2,061/mo
- 10 years ago2016-11-02 · 4.64%$2,030/mo
At 6.19% — five years ago — the same mortgage would have cost $373 more each month than at today's posted rate.
Principal & interest only: $360,000 (80% of the $450,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 25 active
Priced at the 99th percentile of active Lewisporte homes
$322/sqft — city median $141/sqft.
Monthly carrying cost
$2,010/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$199/mo
Principal & interest $0 + property tax $199 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-562
NOI / month
$-562
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $199 | $2,385 |
| Expenses | $364 | $4,368 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-562 | $-6,744 |
| NOI | $-562 | $-6,744 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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